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	<title>Anthem Health Care</title>
	<link>http://www.smart-rfo.org</link>
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		<title>Does Health Insurance Cover Lap Band Surgery?</title>
		<description><![CDATA[Lap band surgery can be the last resort for achieving weight loss for someone who is suffering from morbid obesity. It is indeed a tough decision to make due to the expensive surgery cost &#8211; 000 for a successful surgery. Despite its cost, additional overheads associated with the post surgery treatment may increase the cost [...]]]></description>
		<link>http://www.smart-rfo.org/does-health-insurance-cover-lap-band-surgery/</link>
			</item>
	<item>
		<title>Healthcare Bill and Its Impact on Medicare</title>
		<description><![CDATA[The Senate Health Bill has been grabbing headlines for months as members of the Senate continue to debate spending, bill allotments, and the merits of improved or universal healthcare coverage. The latest iteration of this bill in late November and included a price tag of 9 billion, according to the Congressional Budget Office. 0 billion [...]]]></description>
		<link>http://www.smart-rfo.org/healthcare-bill-and-its-impact-on-medicare/</link>
			</item>
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		<title>Does Medicare Cover You Outside of the United States?</title>
		<description><![CDATA[Are you taking a trip outside of The United States? If you&#8217;re 65 or older, you may not know that Medicare doesn&#8217;t cover you outside the USA. That&#8217;s where getting a good travel insurance plan can come in handy. The Original Medicare Plan does not cover health care when you travel outside the USA, except [...]]]></description>
		<link>http://www.smart-rfo.org/does-medicare-cover-you-outside-of-the-united-states/</link>
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		<title>Partial Self Funding of Group Health Insurance &#8211; A Better Alternative to Cutting Benefits</title>
		<description><![CDATA[The average cost of employer-sponsored family health insurance premiums has more than doubled since the turn of the century (Kaiser Family Foundation, 2008). This spike in health care costs, coupled with current economic pressure, has forced employers to look at a wide spectrum of options for containing the cost of their employee health plans. Most [...]]]></description>
		<link>http://www.smart-rfo.org/partial-self-funding-of-group-health-insurance-a-better-alternative-to-cutting-benefits/</link>
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		<title>Why People Come to the US For Surgery</title>
		<description><![CDATA[For many decades, the United States has been well known for its excellent health care system. People from all over the world have come to the United States to get major surgical procedures done or to have continuous long-term care available to them for lifetime diseases or illnesses, such as cancer. Also, there is a [...]]]></description>
		<link>http://www.smart-rfo.org/why-people-come-to-the-us-for-surgery/</link>
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		<title>Popular Medicare Supplement Plans J And F</title>
		<description><![CDATA[Medicare supplement Plan F and Plan J are two of the most requested by seniors. The primary reason is these two plans fill in the most gaps that Medicare does not cover. Many supplemental insurance companies offer Plan F, but with the advent of Medicare Part D prescription drug coverage, Plan J can be harder [...]]]></description>
		<link>http://www.smart-rfo.org/popular-medicare-supplement-plans-j-and-f/</link>
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		<title>All on Four Dental Implants: Complete Oral Rehabilitation for All</title>
		<description><![CDATA[All on Four dental implants offer the comprehensive oral rehabilitation solution to patients suffering from tooth loss and who are looking at a future of edentulism (not having any teeth). This ingenious tooth replacement technique was designed by European Implantologist Dr. Paulo Malo and essentially enables dental implantologist to replace a patient&#8217;s entire mouth of [...]]]></description>
		<link>http://www.smart-rfo.org/all-on-four-dental-implants-complete-oral-rehabilitation-for-all/</link>
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		<title>Update Regarding Anthem Medicare Supplement Rate Adjustments in Colorado</title>
		<description><![CDATA[The state of Colorado has approved a move by Anthem Blue Cross Blue Shield to keep rates for its Medicare Supplement plans the same in 2010 as they were in 2009. Accordingly, there will be no rate change for Anthem Medicare Supplement plans available in Colorado. However, Anthem Blue Cross Blue Shield does remind customers [...]]]></description>
		<link>http://www.smart-rfo.org/update-regarding-anthem-medicare-supplement-rate-adjustments-in-colorado/</link>
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		<title>Traditional Health Insurance Versus a Health Savings Account</title>
		<description><![CDATA[Consumers frequently inquire about the difference between these plans. Most understand the basics of traditional health insurance, but many do not understand the nuances of a Health Savings Account &#8211; or HSA. What is a Health Savings Account? The easiest way to explain the difference may be to clarify what health savings accounts are not. [...]]]></description>
		<link>http://www.smart-rfo.org/traditional-health-insurance-versus-a-health-savings-account/</link>
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		<title>Does Insurance Cover Breast Reduction?</title>
		<description><![CDATA[Unlike a breast augmentation procedure, many insurance companies will in fact cover a breast reduction procedure. The reasons that an insurance company will or will not cover the procedure comes down to a couple of related factors. For starters what you have to keep in mind is that in general the procedure is a medical [...]]]></description>
		<link>http://www.smart-rfo.org/does-insurance-cover-breast-reduction/</link>
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